Avoiding Foreclosure

Foreclosure. It's every homeowner's nightmare.

But it doesn't have to happen to you. Filing for bankruptcy stops foreclosure — and can lift the burden of debt from your shoulders, while sometimes eliminating second mortgages.

If you are behind on your mortgage payments, or you are not paying other bills in order to stay current on your mortgage, the warning signs are clear. You need to take action before you get in deeper financial trouble.

At the Bankruptcy Center of John D. Raymond,Our San Francisco foreclosure lawyer has helped thousands of people in the San Francisco Bay area obtain debt relief and keep their homes. We use the bankruptcy laws to stop foreclosure and get the financial breathing room they need to make a fresh start.

Contact us to schedule a free consultation with a San Francisco foreclosure attorney. We want to help you keep your home and get debt relief.

Filing for Bankruptcy Stops Foreclosure and Sometimes Eliminates Second Mortgages

A lawyer at our firm can review your options and recommend an appropriate course of action for you. Your options include filing for a Chapter 13 or Chapter 7 bankruptcy.

A Chapter 13 bankruptcy stops foreclosure. Your debts are reduced and in some cases eliminated. You will get an affordable payment plan that can enable you to regain your financial health. You can even roll your past due mortgage payments into your payment plan, while sometimes eliminating second mortgages completely.

A Chapter 7 bankruptcy also stops foreclosure for a while — long enough for you to find the money to get current on your mortgage or to find another place to live.

Our firm can stop a foreclosure at any time up to the sheriff's sale by filing for bankruptcy on your behalf.

Bankruptcy Makes It Easier to Pay Your Bills

Filing for bankruptcy can reduce or eliminate your unsecured debts such as credit card debts, medical bills and personal loans. The additional cash flow you get makes it easier to cover your mortgage payments and your property tax bill.

The Bankruptcy Center of John D. Raymond has helped many people just like you — honest, hard-working people who have run into financial difficulty. We want to help you avoid foreclosure and get the financial relief you need to start moving forward in your life once again.

Free Consultation with an Attorney

Serving clients throughout the entire Bay Area including:

  • Daly City
  • South San Francisco
  • Pacifica
  • San Bruno
  • Oakland
  • Berkeley
  • Richmond
  • Marin
  • And More

For a free initial consultation with a San Francisco foreclosure attorney at the Bankruptcy Center of John D. Raymond in San Francisco, California, call (888).554.1065 toll free or send us an e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.