Difference Between Chapter 7 & Chapter 13

The Bankruptcy Center of John D. Raymond in San Francisco, California, represents clients throughout the Bay Area, including San Francisco County, Alameda County, San Mateo County and the cities of Daly City, South San Francisco, San Bruno, Pacifica, Oakland, Berkeley, San Mateo, Burlingame, and Millbrae.

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Testimonials

• "Bottom line: John and Allan are the best! These guys know their stuff and they are not judgmental. Tell them the good, bad, and the ugly and they will advise you of every conceivable solution within the confines of the law. No BS, no overcharging, and no bum rush. My wife and I messed up several times after they had helped us and they took us back anyway and got us back on track each time. We are currently doing better than ever with a bright financial future. Sincerely."
  - Tony R, Tracy, CA
• "I never thought I would have to file bankruptcy. I always had the best credit and I'm very responsible. When my home plumped in value and I faced forclosure and still on the hook for a huge money The Bankruptcy Center of John D. Raymond had the solution. Everything was explained in great detail. I was never lost in the process, everything they said would happen, did happen ,on time and very professional. Happy to say, I still have my home!!! Allan and John are simply the best in the business."
  - Jon B, San Bruno, CA
• "Originally from SF when I filed; however, during the filing I have become a NJ resident - I thank Mr. Raymond and Mr. Rosenthal for their guidance throughout the entire process. They are a great team - very straightforward. There patience meant everything to me going through this tough situation. I was recommended to them by a family member and I would recommend the team of Mr. Raymond and Mr. Rosenthal to anyone facing financial chaos."
  - S.J, Plainsboro, NJ
• "In these economic times, many of us face financial & other hardships. I have had the opportunity to work with Mr. John Raymond & Allan Rosenthal on two different occasions over the past 10-12 years, & their concern, professionalism & follow-through is truly outstanding. I also have referred a couple other clients, & they report the same thing. Since the initial consultation is free & the guidance is sound, I look at it as a win-win situation all the way around, & am pleased to recommend the Bankruptcy Center of John D. Raymond to anyone facing financial difficulties."
  - Richard B, San Francisco, CA
• "A sigle counseling session and I knew Mr John Raymond and Allan Rosenthal were the right persons for the job. Fair when talking a bout fees and they move the process so fast that you regret not have done it sooner. My case was confirmed on schedule, only three months after filing. Most definitely The BANKRUPTCY CENTER OF JOHN D. RAYMOND gets my recommendation. Mr. Raymond, Mr. Rosenthal without a doubt I will be forever thankful that I found you."
  - Alejandro O, San Francisco, CA
• The Bankruptcy Center of John D. Raymond knows how to handle bankruptcy. When I contacted them, I was overwhelmed, confused and scared. They were able to answer all my questions and help me through the process. Thank You!
  - Tina P.
• Please accept my sincerest thanks for all the hard work you've done for me to get through these trying times. I can now breathe a sigh of relief knowing that my financial worries are almost over, and this would not have happened without your help.
  - Leticia T.
• Upon reading your letter I burst into tears of joy and relief. This has been the best news I have received in years. I want to thank you wholeheartedly for having represented me in court and for being available for consultation. Now I have hope again, I see the clouds of darkness and depression lifting from the skies of my my future. I feel free again, full of joy, hope and gratitude. Thank you guys, you're great.
  - Monica A.
• My experiences with the Bankruptcy Center have been very rewarding; from the first time I entered the office I was right away put at ease. Thank you all for being there for me for these passing years.
  - Peggy
• Thank you for helping me through the bankruptcy process. You made the process easier to understand and held my hand step-by-step during my bankruptcy case. I am grateful that both of you made yourselves so available to me. Once again, thank you.
  - S.S.
• I would recommend this group to anyone; I received fast, efficient service at a reasonable cost. They were always available to answer any questions in a clear, conscise way. I could not be more pleased with their service and the outcome of my case.
  - George S.
• The services rendered by Attorney John D. Raymond and his staff was excellent and their interaction with their clients, like me, was very professional, courteous and understanding. I highly recommend the services of Attorney John D. Raymond and his staff.
  - Jun C.
• Clearly, your laser-like focus in this one area pays dividends for me as a client as you guys know what the trustee needs to see in order to approve a given plan of action. Further, it is evident when, on the few times I needed to speak with the trustees office, the clearly have respect for your firm and one of them called you "the best".
  - Carl