Bankruptcy Center of John D. Raymond - A Creative Debt Relief Agency
San Francisco, California •  415.351.2265

Creative Solutions for Your Tax Issues

With the 2005 bankruptcy rule changes, many people think that you cannot discharge any tax burden with a personal bankruptcy. While the rules do make it more difficult to qualify to discharge the debt, the Bankruptcy Center of John D. Raymond has been able to help people who owe back taxes get all or part of their debts discharged. Call our San Francisco office at 415. 351.2265 to see if Chapter 7 or Chapter 13 bankruptcy will allow you to eliminate or reduce your tax burden.

Bankruptcy and the IRS

If you owe a significant amount in back taxes to the Internal Revenue Service (IRS), it is still possible to discharge your debt, if you meet the following conditions:

• You physically filed a return on time
• You did not commit fraud in filing your return
• You owe federal income tax—not payroll tax or sales tax
• Your debt is over three years old
• You were assessed the tax at least 240 days before the bankruptcy filing

When dealing with income taxes, it is very important to pay attention to all deadlines, including those of the previous tax returns, as they may affect your ability to discharge your debts. Even if you do not fully qualify, we may be able to find a way of getting you relief with a repayment plan without interest and penalties.

Small Business Tax Relief

We have also been able to help many sole proprietors of small businesses who owe sales tax, and other municipal and state taxes. Personal bankruptcy may be an appropriate tool to end creditor harassment—including tax collectors—and give you the time to resurrect your business from the dead. In many cases, we can get rid of the taxes altogether or negotiate a way to pay it off without interest or penalty.

Contact a San Francisco Bay Bankruptcy and Tax Attorney

If you are more than three years delinquent on your income taxes, contact the experienced Chapter 13 and Chapter 7 lawyer at the Bankruptcy Center of John D. Raymond in San Francisco. We can help you get rid of that tax burden for good. Call us at 415. 351.2265.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Bankruptcy Center of John D. Raymond
1255 Post Street, Suite 810
San Francisco, CA 94109
Telephone:  415.351.2265
Fax:  415.351.1033

The Bankruptcy Center of John D. Raymond provides bankruptcy debt relief for individuals in San Francisco County, Alameda County, and San Mateo County in California, including the cities of San Francisco, Daly City, San Bruno, South San Francisco, Pacifica, Oakland, Berkeley, San Mateo, Burlingame, and Millbrae.