Personal Bankruptcy

If you are an individual who is struggling with an overwhelming amount of debt, you should take the time to learn about the full scope of debt relief options. While bankruptcy may seem like a scary prospect, it may be the most powerful option to get you out of a seemingly never-ending cycle of debt.

At the Bankruptcy Center of John D. Raymond, we help clients throughout the San Francisco Bay Area make informed debt relief decisions. To learn more about your personal bankruptcy options, contact a San Francisco personal bankruptcy lawyer from our firm today.

Exploring Your Personal Bankruptcy Options

The most commonly utilized types of personal bankruptcy are:

  • Chapter 7 bankruptcy — In Chapter 7 bankruptcy, an individual's debts are wiped out, allowing him or her to make a clean financial start. Certain non-exempt assets may be sold off to settle debts with creditors.
  • Chapter 13 bankruptcy — In Chapter 13 bankruptcy, an individual's debts are reorganized, and a repayment plan spanning three to five years is established, where he or she will repay a portion or all remaining debt.

Our law firm can help you determine which personal bankruptcy option is right for you, based on your income, amount of debt, employment status and other factors. We have helped more than 20,000 clients eliminate or drastically reduce their debt, and we are confident in our ability to provide effective, personalized services for you.

Contact a Personal Bankruptcy Lawyer in San Francisco

Serving clients throughout the entire Bay Area including:

  • Daly City
  • South San Francisco
  • Pacifica
  • San Bruno
  • Oakland
  • Berkeley
  • Richmond
  • Marin
  • And More

To learn more about your personal bankruptcy options, including Chapter 7 and Chapter 13 bankruptcy, please call a California bankruptcy attorney at (888).554.1065.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.