The Bankruptcy Center of John D. Raymond
Our office remains open, and in response to COVID-19 we have expanded our options for remote consultations and virtual meetings. Please contact our office to discuss what meeting option best fits your situation.

When your future is at
stake, we’ll help you
Get A Fresh Start.

  1. Home
  2.  » 
  3. Practice Areas
  4.  » Student Loans

Student Loan Debt

Reducing The Burden of Student Loans

Are student loan debts holding you down? Are your loan payments taking every extra dollar you earn?

You can get the financial breathing room and extra cash flow you need.

The Bankruptcy Center of John D. Raymond helps people like you obtain debt relief, increased cash flow and a fresh financial start. We are experienced, knowledgeable and skilled at using the bankruptcy laws to help our clients deal with unmanageable student loans and other debts.

Contact us to schedule a free consultation with a bankruptcy lawyer. It could be the first step toward a brighter financial future.

How We Can Help

In most cases, student loan debts are not dischargeable. But our firm can still help you deal with the negative effects that your loans are having on your life.

Our firm can file a Chapter 7 or Chapter 13 bankruptcy for you. This can eliminate or substantially reduce your other debts, such as credit card debts, medical bills and unsecured personal loans. In most cases, you can keep all of your property.

We can defer your student loan payments for five years.

Reducing Student Loan Payments

Under a Chapter 13 bankruptcy, it is possible to substantially reduce your monthly student loan payments without penalties. In many cases, our firm has been able to cut our clients’ monthly student loan payments to zero.

Think of what an extra two or three hundred dollars every month can mean for you.

Then contact the Bankruptcy Center of John D. Raymond to schedule a free consultation.

A student loan can be discharged only in certain extraordinary circumstances. But even if your student loans are not dischargeable, the Bankruptcy Center of John D. Raymond can still help you deal effectively with your debt burden.

Free Consultation With An Attorney

Serving clients throughout the entire Bay Area including:

  • Daly City
  • South San Francisco
  • Pacifica
  • San Bruno
  • Oakland
  • Berkeley
  • Richmond
  • Marin
  • And More

For a free initial consultation with the Bankruptcy Center of John D. Raymond in San Francisco, California, call 888-554-1065 toll free or send us an e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.